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Identity thieves use identifying information of another person to open new accounts and misuse existing accounts, creating havoc for consumers and businesses. In response to this type of theft, the Federal Trade Commission published the Identity Theft Red Flag Rules.

These rules require financial institutions and creditors to implement a program to detect, prevent, and mitigate the instances of identity theft. Since The University of Montana regularly extends, renews, or continues credit, these rules apply.

Pursuant to the issuance of these rules and to prevent identity theft at The University of Montana this written program has been developed.

References: [BOR Policy Number; U of M Policy Number, BOR Policy 1300.1; Sections 114 and 315 of the Fair and Accurate Credit Transactions Act (FACTA) of 2003; Section 615(e) of the Fair Credit Reporting Act (FCRA); and the Part 681 of Title 16 of the CFR]


Please see the following resources for complete program information:


Red Flags


Business Services
Emma B. Lommasson Center
Room 236
The University of Montana
Missoula, MT 59812