Medical and Finance Information

 Health Insurance and Medical Matters

Be sure to bring medical records for yourself and all accompanying family members. These are required if you are interested in taking any classes.  Day care facilities and elementary and secondary schools also require medical records for all participants.

If you require any specific medications, please bring enough to last approximately one month until you are able to access health care here to get new prescriptions.

Since most health insurance policies do not cover the cost of eye exams, eyeglasses or dental work and those services are very expensive in the U.S., it is advisable that you have this work done before leaving home.

 Health Insurance

The U.S. Department of State requires the following health insurance coverage for Exchange Visitors and their dependents: medical benefits of at least $100,000 per accident or illness with a deductible not exceed $500; repatriation of remains in the amount of at least $25,000; and expenses associated with medical evacuation of visitor to his or her home country of $50,000.

Health care in the U.S. is very expensive.  Most health insurance policies rarely pay for 100% of the expenses. Health insurance can also be expensive. We can suggest some insurance companies that provide the coverage above if you are not able to locate any on your own.

Staying healthy is essential to your academic success and adequate insurance ensures you get the care you need to maintain good health. Unexpected medical bills can also threaten your ability to complete your educational objective if you are uninsured or have inadequate coverage.

Scholars attending University of Montana have the option of purchasing University of Montana Blue Cross Blue Shield health insurance policy. The current cost is approximately $1,850 for one semester. Learn about the University of Montana student health insurance

If you wish to purchase the University of Montana health insurance, you may do so after you arrive. If you wish to purchase insurance outside of UM, here are a few of the many options to consider:

International Student Insurance 
International Student Protection
ISO Student Health Insurance

Disclaimer:
The University of Montana provides this material for information purposes only.  The University of Montana maintains no responsibility for the selection and/or purchase of health insurance.  All scholars are strongly encouraged to research insurance options that will meet their specific medical needs.

Finances

You should plan to arrive with enough money to cover your expenses for the first few weeks.  International Students and Scholars can help you establish a bank account and help you will other financial matters after you arrive.