Responsibilities of Study Abroad Program Directors

Program Directors are responsible for ensuring that participants in their programs have proper insurance coverage for the duration of the program. They may do so by requiring a completed Insurance Coverage Form (available from IP) from every student. In planning their Study Abroad program to meet the Insurance Requirements, Program Directors may choose to:

• Require the same insurance plan of every student. This may be easiest method for short-term (i.e. 4 -week) programs. Students would not need to complete an Insurance Coverage Form if the Program Director ensures that all students are enrolled in the same policy and that the policy meets all of UM's study abroad insurance requirements. Program Directors electing to enroll students in the UM HTH comprehensive study abroad insurance policy may use the HTH Comprehensive Enrollment Form.
• Give students a limited number of choices. Program Directors select 2-3 insurance plans which meet the Study Abroad Insurance Requirement and allow students to enroll in the plan of their choice from their approved options. Program Directors must require each student to complete an Insurance Coverage Form, thereby ensuring that each student is enrolled in an insurance policy that meets the Study Abroad Insurance Requirement.
• Allow students to meet the insurance requirements with any available insurance plan. Program Directors must require each student to complete an Insurance Coverage Form, thereby ensuring that each student is enrolled in an insurance policy that meets the Study Abroad Insurance Requirement.

Enrollment in HTH Worldwide Insurance Policy

Students participating in a UM-sponsored study abroad program and UM faculty and staff traveling abroad on university business are eligible to enroll in an HTH Worldwide supplemental or comprehensive insurance plan. The supplemental policy is $9/month and meets the minimum insurance requirements for medical evacuation ($50,000) and repatriation ($15,000). The comprehensive policy is $46.50/month and meets with all minimum requirements (medical expense benefit: $100,000, medical evacuation: $50,000, and repatriation: $15,000).

Program Directors who wish to enroll students in either plan should fill out one of the following forms:

HTH Supplemental Enrollment Form

HTH Comprehensive Enrollment Form

Please direct insurance-related questions to Jeanne Loftus at jeanne.loftus@mso.umt.edu 243-6865.