Here are some important things to consider when calculating the approximate total funds: 

• length of stay
• tuition and fees
• living and personal expenses
• health insurance you will need while you attend ELI

All prices are in U.S. dollars and are subject to change without notice.

Estimated Cost of Attendance

Students are required to have health insurance.  If students do not have own health insurance, then it can be purchased from the University of Montana for approximately $2,800 per semester.

Tuition and fees are also explained in the ELI Student Handbook. We recommend budgeting an additional $3,000.00 per semester for a spouse and $1,500 per semester per child. Child-care costs such as babysitting and/or daycare are additional costs. Health insurance (see below) is required for all students attending the University of Montana.

For further details regarding tuition and fees, please see the ELI Tuition and Fees 2024-2025 document.

Tuition Payments and Refund Policy

Tuition and fees are invoiced the first week of the semester. Payment is due in full by the payment deadline set by the University of Montana. Late fees will be assessed to overdue accounts and students will not be allowed to attend ELI classes if they have not paid by the deadline. 

Tuition and Fees can be paid by:

• Credit card on Cyberbear UM online services 
• Cash in person at Business Services in the Lommasson Center
• PEER Transfer wire transfer for international payments 

No refunds are given for tuition payments after the 3rd week of the semester. Tuition reductions are not given for late arrivals or early departures, which are not permitted at ELI. 

Students are responsible for making their own housing arrangements and are encouraged to apply for housing early!

Third Party Payments

An official, signed copy of a letter of Financial Guarantee or Letter of Payment is required of all students who are on scholarships or will be sponsored by a third party organization. The letter should include the students name, ID number, scholarship amount, period of validity, and sponsor billing details. Financial Guarantees or Letters of Payment should be received by the university no later than the first week of classes. Financial Guarantees and Letters of Payment from sponsors should be sent to:

Melissa Gariepy

VA & 3^rd Party Billing Coordinator

 Business Operations & Finance

Aber Hall 502  |   32 Campus Drive   |   406-243-2223

Melissa.Gariepy@mso.umt.edu

U N I V E R S I T Y  O F  M O N T A N A

You as a student are ultimately responsible for payment. If payment has not been received by the third week of classes, you will not be allowed to attend classes until payment is received. You can pay out of pocket or set up a deferred payment plan and pay in four installments if a Financial Guarantee or Financial Letter has not been received by the University of Montana by the first week of classes. 

Questions concerning the billing of a sponsor should be directed to Derek Hubbard in Business Services.

Health Insurance Requirement

The Montana University System requires all students taking six (6) or more credits, and paying mandatory fees, to have and maintain major medical insurance while they are attending school each fall/spring semester. This includes international students on F and J visas.

Please review the following information on the UM Health Insurance Policy webpage to ensure you have adequate health insurance during your ELI program.