Payment Plans

Payment Plans will be available at 9am MST on Monday, January 8, 2024.

Payment Plans

UM offers easy payment plans to pay for your college tuition expenses. Payment plans allow you to budget for your tuition and fees. It is not a loan program, no interest or finance charges are assessed and no credit check is taken.  The only cost is a $50.00 enrollment fee, which is applied each semester that a student opts into a payment plan. 

How do I opt in? 

Students must opt in to a tuition payment plan each semester via their Nelnet QuikPay Portal.  You may access Nelnet QuikPay Portal in Cyberbear under ‘Student Accounts & Billing.’ A $50.00 non-refundable enrollment fee is applied each semester you choose to opt-in to a payment plan. Detailed payment plan enrollment dates can be found here.

How does it work?

Once you opt-in to a payment plan, a down payment is required on your sign-up date.  Students must sign up for a payment plan by the first day of class.  An auto-draft payment method is required to set up a payment plan. 

  1. Bank Payments: ACH payments are those payments you have authorized Nelnet Business Solutions to process directly with your U.S. financial institution. It is simply a bank-to-bank transfer of funds that you have preapproved for your expenses at the University of Montana. Payments may be made from either your checking or savings account. Payments are processed on the 20th of each month and will continue until the balance is paid in full. You will need your checking/savings routing and account numbers. Please note: The ACH option is available to you if your banking institution is located in the U.S.
  1. Credit Card/Debit Card Option - See disclaimer*If you elect to use this option, your monthly payment will be automatically charged to the credit or debit card you designate. Payments will be charged on the 20th of each month until the balance is paid in full.

*Debit cards normally carry a daily or per transaction limit. If you choose to use your debit card, you may be at risk of having your payment declined and being charged a returned payment fee of $30 per occurrence by Nelnet. The cardholder can call the card company or bank before signing up for a payment plan and request the daily or per transaction limit to be increased to allow you to use your debit card but this is at your own risk. PLEASE review your daily or per transaction limits on your debit card if you attempt to use this option or you will be liable for the returned payment fee assessed by Nelnet Business Solutions.

*We highly recommend if you wish for the payment to be withdrawn from your checking or savings account to choose the ACH option and complete the required account information. You will be notified by Nelnet via mail or e-mail if your payment is returned for any reason.

Parents and Authorized Payers

Your student must first invite you as an Authorized Payer in Nelnet QuikPay.  Details for the authorized payer setup can be found here.

Down Payment and Auto Draft Information

Please remember, once you have submitted your agreement online, the nonrefundable enrollment fee and any down payment or full payment is deducted immediately.

Do not assume your balance will automatically be adjusted if an additional partial or full payment is made, financial aid is received or a class is dropped or added. You should review your agreement balance online through your Nelnet QuikPay Account.

Payment drafts cannot be stopped within 2 business days of the scheduled monthly payment draft.

If your monthly payment (20th of the month) fails to process for the first or second drafting attempt:

  • Your classes WILL NOT be dropped.
  • Nelnet Payment Plan servicer will charge you or your authorized payer a $30 NSF fee for missing the payment and you or the authorized payer will be notified by email or mail of the failed payment attempt and when they will reattempt that payment.
  • Payment reattempts are generally scheduled for the 20th or the 5th of the month following the missed payment date.

If your monthly payment fails for the third drafting attempt (same monthly payment failed for the first attempt, then two more reattempts - three total attempts):

  • Your Payment Plan contract is terminated
  • The student or authorized payer will receive an email from Nelnet Business Solutions
  • Your classes will not be dropped
  • You are responsible to make payments directly to UM.
  • You or authorized payer are liable for all NSF charges to the Payment Plan servicer and to your banking institution. NSF charges are the student's responsibility.

IMPORTANT!  To make any changes to your banking information, or if you have questions on your plan, log into your Nelnet QuikPay account to make the changes or call the payment plan servicer at (888) 470-6014.

Need Help?

Student Account Services is available Monday – Friday from 8am to 5pm MST. 406-243-2223

UM has partnered with Nelnet Campus Commerce to offer flexible payment plan options.  Nelnet’s Call Center is available Monday – Friday from 7am to 9pm CST, and Saturday from 8am to 2pm CST.  888-470-6014