The Montana University System requires all students taking 6 or more state supported on campus credits to have and maintain major medical insurance.

 Medical insurance plans vary. It is YOUR responsibility to make sure that the health coverage plan you are currently under covers you for medical services while you are attending classes at the University of Montana. You can do this by contacting your current health insurance carrier.

Unexpected medical bills can threaten your ability to complete your education. Here at the University of Montana, we want our students to succeed and adequate insurance ensures you get the care you need to maintain good health. If you find you have inadequate insurance coverage, or you are uninsured, there are resources to help you obtain health coverage while you are a student at the University of Montana. Accept the student insurance plan during registration and contact the Student Insurance Advocate for more information.



The Montana Medicaid program and the Montana University System are working in partnership to provide student Medicaid/HELP/Healthy Montana Kids PLUS clients with excellent medical coverage at a reasonable cost to the taxpayers.

Clients are required, as condition of keeping their state medical assistance, to apply for Health Insurance Premium Payment (HIPP) program. Failure to comply with this requirement could result in the loss of your state medical coverage.

 Please see the STUDENT INSURANCE/MEDICAID section of the insurance site for more information.



Changes to your initial insurance selection during the registration process cannot be made through Cyberbear. You must contact the Student Insurance Advocate BEFORE  the 15th class day with this request.

For questions, or more information on any part of the insurance site, please contact the Student Insurance Advocate at 406-243-2844 or studentinsurance@mso.umt.edu.

Insurance Company Website
Refusing Student Insurance
International Students
Frequently Asked Questions
Student Insurance/Medicaid


For a complete list of hours, check our contact/hours page.


Main Entrance, Upstairs and to the Left
Room 172


Dawn Camara-Clark
Phone: 406-243-2844  |  Fax: 406-243- 6981
Email: StudentInsurance@mso.umt.edu