Welcome to the Virtual Student Insurance Office!

We understand that medical insurance can be confusing, expensive and overwhelming - but also very important, and required by the Montana University System. We are here to help you navigate this journey! Please read the information below, and then use the menu items to the left to learn more about the specific topics that apply to your situation. 

In short -- all students are required to have medical insurance for the duration of their time attending University of Montana. We have an excellent Student Health Insurance Plan available to you, or you can acquire your own insurance. International students have slightly different verification requirements. Regardless of where your insurance comes from -- this requirement is in place to protect YOU, and to ensure that you'll be able to receive high-quality treatment for illness, injury and/or mental health needs so that you can focus on your studies and receive the best education possible. 

As our office serves every single student on campus, we receive an incredibly high volume of calls/emails. Please start by reviewing the information available here, but if you still have questions or need assistance, feel free to reach out -- you'll find our contact information at the bottom of this page. 


  • All insurance-related transactions (opting-in, changes, etc) must be completed by the 15th day of classes each semester. No changes will be permitted after this date -- please don't wait!
  • Opting into the student health insurance plan during the semester registration does not confirm coverage. The student must complete their school enrollment/finalize their registration before enrollment into the plan can be activated. 
  • Due to the Health Insurance Portability and Accountability Act (HIPAA), also known as the Privacy Act, all correspondence regarding the health insurance plan and the member must be done with the student (not the parent/guardian) unless there's a Release of Information on file. This includes requests to change initial insurance selections, or the member's insurance status. 

Insurance Selection Changes 

Changes to the initial insurance selection cannot be made through Cyberbear. Instructions regarding the process can be found under the appropriate section in the navigation pane on the left. 

AcademicBlue Student Health Insurance Plan Overview

Per the Montana University System and the Montana Board of Regents, students taking 6 or more state supported credits, and paying mandatory fees, as well as F1/J1 visa holding international students, are required to have health insurance. The AcademicBlue student health insurance plan is offered as an option to satisfy that requirement. 

Further information on the plan, and it's coverage, can be found by visiting the "Student Health Insurance Plan" section in the navigation pane one the left. 


Dawn Camara-Clark
Phone: 406-243-2844  |  Fax: 406-243- 6981
Email: StudentInsurance@mso.umt.edu


Monday - Friday, 8:00am - 5:00pm. Please call for an appointment.


634 Eddy Ave. Main Entrance, Upstairs and to the Left
Room 172